A payment threshold is the dollar amount an ad account can accumulate in unbilled spend before Meta automatically charges the attached payment method, rather than waiting for the end of the monthly billing cycle. New accounts start with a low threshold that rises over time as billing history proves reliable, meaning charges happen more frequently in smaller amounts at first.
At high daily spend, a low payment threshold can mean multiple charges per day hitting a corporate card, which matters for reconciliation and for making sure the card's available credit or daily transaction limits can absorb the frequency, not just the total monthly volume.
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